Friday, October 31, 2014

5 Ways to Cut Energy Costs

"home office closeup" by megan ann is licensed under CC BY 2.0
While it’s wonderful to live in an age with so much technology at our fingertips, these devices also use a lot of energy. Not only does this have a potentially negative impact on the environment, but it costs us more money on our electric bills each month, too. So how can we conserve energy and save money without feeling like we’re sacrificing our dependency on technology? Try these tips from Apartment Guide:

1. Unplug
It goes without saying that turning off the lights when you don’t need them can reduce the cost of your electric bill–but did you know that simply unplugging your appliances can help reduce costs, too? Of course, you don’t want to unplug things that need to stay plugged in like the refrigerator.

However, unplugging phone chargers, toasters, hair dryers, and other small appliances when they’re not in use can shave dollars off your electric bill every time. Consider getting timed surge protectors or outlet additions that can turn off and on things that you don’t need to use while you’re not home, like television cable boxes, modems, routers and the microwave.

2. Cool Naturally
One of the biggest uses of electricity in a home, particularly during the summer, is the air conditioning. Nearly all air conditioners–whether they are window units that can be turned on and off, or they are controlled centrally by a thermostat–use electric power to run.

While some hot days are unbearable and it’s impossible to go without a/c, on more temperate days, try to cool your home naturally. Open windows, block sun from streaming in windows, and use fans. Try opening two windows; then place a fan backward in one open window to draw hot air out. This will allow the cool air from the other open window to flow in freely.

3. Go Green
If you use a lot of lights in your apartment, one way to reduce your electric bill is to use eco-friendly light bulbs. There are lots of eco-friendly light bulbs available, and they’re much more durable, long lasting, and environmentally-conscious.

Fluorescent light bulbs are not only better for the environment, they’re also better for your bank account. Switch your regular bulbs out for fluorescent ones; then reduce their usage as much as possible. Consider trying different fluorescent bulbs to find just the right color for your home (some can be very bright).

4. Upgrade and Update
New appliances are much more energy efficient and responsible than older appliances. You may not be able to upgrade major appliances in an apartment, but that doesn’t you don’t have any control. Some minor appliances whose newer models tend to be much more eco-conscious include computers, televisions, hair dryers, hair straighteners, toasters and blenders.

5. Clean Your Filters
Your air conditioner has a filter in it that keeps things like dust and dirt from blowing into the air. However, it needs to be changed regularly, and some people try to save money by not replacing the filter. In reality, a dirty filter is not only bad for your lungs, but it can also drive your electricity bill way up.

Full filters make air conditioners inefficient, causing them to work harder (or you to turn them on a higher setting) in order to make your space cool. If your “change filter” light is on, or if you haven’t changed yours in a while, check with your landlord to see if he has a replacement filter for you (or, if the air conditioner belongs to you, head to a hardware store to get a new one). You’ll spend much more on cooling your space with a dirty filter than you will on the one time expense of buying a brand new one.

Thursday, October 23, 2014

15 Cooking Tricks of the Trade


"Cooking up some delicious" by Kelly Sikkema is licensed under CC BY 2.0
With the holidays quickly approaching, you will undoubtedly be spending a lot of time in the kitchen. You don’t have to be a trained chef to be a good cook, but it is very easy to burn or over-season meals, among other minor kitchen snafus. Regardless of how skilled or experienced of a chef you are (that’s what the internet is for), be sure to keep these tips from House Beautiful in mind, and your meal cannot go wrong!


1. Master mise en place.
This might be the most important tip of all. “Mise en place” is French for “everything in place.” What it means to a chef? Before you cook, have everything measured, peeled, chopped, pans greased, etc. and within reach. This will keep you from running around looking for the dried basil while your sauce is on the brink of burning.


2. A sharp knife is essential.
Sharpen it on a regular basis and hone in between sharpening. Dull knives are dangerous and make cutting much more difficult.


3. Taste as you go.
You should know what the dish tastes like before serving it. Sometimes a little more salt or a dash of spice brings perfection. Which brings us to the next tip…


4. Salt as you go.
Don’t be afraid of salt! Since you’re cooking a fresh meal instead of eating a packaged one, you’re starting out with much less sodium to begin with.


5. But lose the salt shaker.
Use a small bowl of kosher salt and add pinches as you cook and taste. It’s easier to control the amount and ensures even coverage.


6. Tongs are an extension of your hand.
Walk into any restaurant kitchen and you’ll see a set of tongs in almost every cook’s hand — usually gripped low down on the handle for maximum control. Use it to flip meat, pull a pan out of the oven, stabilize a steak while slicing, the list goes on and on.


7. Put a wet paper towel under a cutting board.
Not only are cutting boards that slide on the counter annoying, they’re extremely dangerous when you’re holding a knife and trying to chop something. Wet a paper towel and lay it under the board and it won’t budge!


8. Sear chicken breast and finish in oven.
Chefs sear a piece of meat, poultry, or fish in a pan and then place it in the oven. Not only does this free up burners, it results in a much moister result.


9. Don’t overcrowd your pan.
When roasting or browning anything, the tendency is to cram as much in the pan as possible — resist! Do it in smaller batches instead. Crowding the pan leads to steaming and lowers the temperature of the pan so you won’t get the caramelization you’re looking for — and that’s where the flavor is.


10. Cook with a 1:1 ratio of butter and oil.
Oil stops the butter from burning and the butter adds richness to the dish.


11. Cut the ends off onions, tomatoes, cantaloupe, etc.
Pretty much do this for any other food that does not stay stable on the cutting board to make a flat surface. This allows you to have complete control of the item as you chop.


12. When baking, only mix until all ingredients are incorporated.
Over-mixing causes toughness by developing gluten in the flour. For light and fluffy cupcakes, only mix until the batter’s come together.


13. Your broiler is basically an upside down grill.
Use it for more than storage!


14. Don’t forget the power of your nose.
If something in the oven smells done but the timer’s still ticking, check on it.


15. Clean as you go.
This simple tip makes a world of difference. Wipe down your cutting board in between items. Not only is it hard to chop something that is swimming in tomato juices, it’s unsafe to chop on a wet surface.

Friday, October 17, 2014

Grocery Planning 101

"Thanksgiving Supplies" by Phil! Gold is licensed under CC BY-SA 2.0
We’ve all heard the saying “never go grocery shopping hungry,” but that isn’t the only rule we should keep in mind when we’re at the store. Like many things, the prices of food keeps increasing, so how do we stick to a budget? Heck, how do we even set one in the first place? We’ll demystify grocery shopping in ten steps, with these tips from The Kitchn.

1. Track what you actually spend for a month.
Before you can make a realistic grocery budget, you have to have a realistic idea of what you usually spend. You might spend more on food (including drinks and eating out) than you realize. Start tracking what you spend for a month. Keep your receipts.

Whether you use a spreadsheet or a Word document, or just paper and pencil, it can be helpful to divide your food expenses into itemized lists. Drinks: coffee, tea, soda, alcohol, juices, mixers. Fresh produce. Frozen meals. Baking items. Meat. The key is to track everything that you consume.

2. Budget per month, but plan per week.
I track my income monthly, so I also track grocery bills monthly. Some people track weekly; it's a personal preference. I've found it's easier to stick to a monthly grocery bill, as I often go for two weeks without shopping. On the other hand, it is equally key to plan your meals per week, to avoid eating out or ordering in. I suppose you could plan your meals for an entire month, but for me that's not realistic. Having a rough idea of what we'll be eating for breakfast, lunch, and dinner helps me shop accordingly.

3. Name your priorities.
I'm learning to tell myself, "If this, then not that," as I shop for groceries. There are certain items that I prioritize for my wellbeing, such as fresh foods and basic whole foods. Towards the end of a month, I'll nix fringe items before cutting out my priority items, such as that new flavor of tea, juice, optional toppings for meals, and desserts.

4. Don’t eat out.
Just don't do it. Eating out is the Trojan horse of grocery budgeting. It sneaks into your monthly budget and destroys everything you've worked so hard for. Dramatic, yes, but true. We eat out for special occasions or with friends, but have made it our personal policy to never eat out as a response to laziness. Knowing your priorities and keeping basics, frozen double batches, and quick meals on hand can help with this.

5. Prize (and plan) variety.
...Or you will eat out, unless you have a willpower of steel. Plan variety into your grocery lists to stay well and keep food enjoyable. Some people can eat ramen for a month in the name of saving money. I can't. However, I'm also the kind of person who finds something they love and wants to eat it endlessly... a habit which always results in me tiring of that food for months afterward. So I try to plan budget-friendly meals that I know I'll enjoy, and rotate those meals throughout several months.

6. Keep a fridge list.
Keep a running list on your fridge and write down items that you need as soon as or shortly before you run empty. This is a basic tip but it can make all the difference between grocery runs that result in spending sprees or incomplete shopping.

7. Learn to love your leftovers.
They are your friends. They will feed you while protecting your budget. Invest in a good set of glass food storage containers—your food will last longer with better flavor. Plan meals that make good leftovers, and if you're feeling ambitious, make double or triple batches and freeze.

8. Don’t be duped by coupons.
Coupons are great — if they are for items that you need and from brands that you like. Too often, coupons trick customers into buying unnecessary items "because it's a good deal." Furthermore, generic versions of many items in the coupon book are even cheaper than the price you'll pay for a discounted name brand item. So if you find a coupon for an item that you usually buy, celebrate and purchase. Otherwise, steer clear and seek out cheaper options.

9. Stock when there’s a sale, but don’t overstock.
Sales are the cousin of coupons: they can often dupe customers into buying more because it's "a great deal," not because they need that item or can even use that quantity. On items that keep well, stock up with sales.

But a common mistake is to buy a few extra items of each product, thinking that you're saving time and money by not having to return later to the store. I did this for years before I realized I was still shopping at my usual rate, buying a few extras of this and that each time, which was inflating my grocery bills. Unless you live hours from a grocery store, this sort of pseudo-bulk shopping isn't helpful.

10. Take the time to comparison shop.
The suggestion of comparison shopping is inevitably met with a chorus of voices protesting the efficiency of "driving all over" just to find cheaper items. And I would have to agree. I used to shop at a closer grocery that was more expensive, than transitioned to a larger, cheaper store much further away, then began shopping at three different stores, with a separate list for each. Now I'm back to shopping at the closer store that's a bit pricier. Time and driving costs must always be factored into budgeting. There are still a few items that I will buy once a month at the larger, more distant store, but I don't have the time to go to several stores on each grocery run.

However, I also comparison shop within stores: some items are cheaper in the international aisle, or the yogurt in the organics aisle, for example, might be on sale when my usual yogurt selection isn't. So pick the stores that are most efficient for your shopping, familiarize yourself with your options, and make a plan.

What other grocery shopping tips to you have? Are there any apps you have found useful?

Wednesday, October 8, 2014

How to Live with Less

"White Living Room" by outreachr.com is licensed under CC BY 2.0
'We’ve all heard the saying “less is more,” but does this saying fit your lifestyle? While no one is suggesting you sell all of your possessions, living simply is not for everyone. This can mean living with less clutter, spending less or just owning less “stuff.” Living a minimal lifestyle can be tailored to your desires and needs. If this is something you want to pursue, follow these guidelines from Apartment Therapy:


Give yourself a clear, personal goal (and a timeline)
What is your personal definition of a more minimal home and life? Is it to have only the bare minimum of objects? Is it to declutter a whole room of stuff you haven't looked at in months? Is it to learn to live with less or stop buying things you don't need? There's no "right" way to be a minimalist; we can all have our own definitions of simple and stress-free. Just take the time to define it for yourself. Not sure where to start defining what you don't want in your life? Focus on what you do want — what makes you feel alive, what you're passionate about — and then begin to strip away the things (physical and otherwise) that are getting in the way of you doing more of what you really want to be doing.


Give yourself a clear goal, with broken-down steps to attain (and remember to write down the things you need to complete those steps). And then give yourself a time frame to achieve each step (not just the final goal). Consider making alerts on your calendar so you are held accountable. And don't just write down what the goal is — write down why you want to live more minimally (less stress, more money, less stuff to haul on your next move — it can be anything that means something to you).


Decide how your home can help you live a more minimalist lifestyle
Your quest for a more minimal lifestyle might point you in the direction of a smaller or simplified home. This is a big step for folks who own or rent homes, but not impossible. Again, start with a goal of what you want — be specific. Not sure what you want? Do some traveling — and look to stay in homes in the size range you're thinking about. You'll be able to visualize your future life easier if it's a size you can downsize to. Or perhaps the size and type of your home is okay but it's what's in it...


Declutter
This seems pretty obvious, but it can be the most painful step for folks who have a real attachment to many of their items. Start slow and intentionally. Throw out or donate everything you obviously don't need first. Then take and hide everything you think you could do without for a few months, to give yourself distance to be able to give them away. Then use that motivation to gather the courage to take decluttering as extreme as works for your dream, minimal lifestyle. Keep reminding yourself that stripping away as much stuff from your life will make it easier to achieve a more simple life and allow you to have more freedom. You don't have to only live with a bed and a laptop; again, you get to decide what living more minimally means to you.


Train yourself to live with less
If you've been used to creature comforts for a long time, you might not be ready to take a minimal plunge all at once. Consider having comfort-free weekends or months, slowly eliminating comforts and luxuries (even as simple as pricey haircuts or weekly movie dates) and seeing what feels okay to lose, and what things are too valuable to your happiness to give up.


Ask yourself "do I really need this?" all the time
Before you swipe your credit card, ask yourself "Do I really need this?" And ask yourself all the time. At first you may easily justify purchases out of habit, but as the question sinks in, you might find yourself realizing you don't need many of the items you impulsively buy.


Be a re-user
Another great habit to explore on the path to a more minimal way of living is learning to be a great re-user. Save packaging to reuse for other things. Learn to repair and fix things rather than replace. Use old clothing for scrap fabric for DIY projects. Be open to being creative to find ways you can reuse something you already have rather than buy something new.


Invest in high-quality
When you do have (or want) to buy something new, splurge on high-quality items that are meaningful for you. Remember that it might be nicer to have a sparse home filled with dreamy designs you adore versus full of things you just sort of like. But also remember that, again, you define what minimal means.


Be clear about why you want to be more minimal (and remind yourself often)
Go back to the first step above regularly, especially when things get tough, so you can remember why you're trying to live more minimally in the first place.


Forgive yourself and keep trying
As someone who has given away everything they owned one and a half times now, I can assure you, we manage to acquire stuff at impressive speeds. And also sign up for a lot of work obligations, too. This is just human nature. But don't give up on your quest to simplicity if you wake up one day and notice you've let a lot of unneeded stuff clutter up your home or schedule. Just start over at the top, breathe in, and keep trying.

Have you downsized recently? What advice would you give to others?

Thursday, October 2, 2014

New Apartment, Same Roommate

"moving II" by Robert S. Donovan is licensed under CC BY 2.0
Apartment hunting is tricky when it’s just you involved; but when you move with your roommate to a new place, it has the potential to be even more complicated. Compromise is key if you value this person as a roommate. Consider these tips from Apartment Guide as you search for your next apartment.


Agreeing on a new place
When you’re looking for an apartment, the first thing to consider is always the same: Location, location, location. If you and your roommate attend the same school or work in the same area, it should be easy enough to decide on a general vicinity in which to start your apartment search.


If you work or attend school in different parts of town, though, things get a little trickier. Get out a map and decide on a good midpoint between your destinations. How far is too far to drive every day? If one person has to drive farther, who should it be, and is that person OK with it? Make those decisions before you even start looking at apartments.


Once the location is settled, decide what you want in an apartment. How manybedrooms and bathrooms do you want? What’s the limit to how much you’ll pay per month? Do you have pets to consider? Keep all this in mind to decide on the type of apartment that’ll work for both of you.


Know the difference between necessities and luxuries. If you’d like a third bedroom in your new place for a guest room or multipurpose room, great. But if you can’t find a three-bedroom place that meets all your other criteria, is it a dealbreaker? You might not find a place that’s perfect, but you do need to find one that meets your most basic criteria. Everything on top of that is negotiable.


Above all else, be sensitive to the needs and wants of your roommate as well as your own. Remember, he or she has to live there, too.


Splitting up moving costs
Once you and your roommate have agreed on a new place, it’s time for the awkward part: Talking about money.


The only fair way to do it is to split all the moving costs equally, right down the middle. If you and your roommate want to work out another system – maybe one of you makes more money than the other, and you think it’s better for that person to pay more – you can work that out, but make sure you’re both in agreement before anyone writes any checks.


Keep in mind the following costs:
Deposit on the new place
Any lingering costs at the old place
Moving supplies: boxes, bubble wrap, tape, etc.
Renting a truck
Hiring movers (or buying pizza for your friends if you decide to enlist their help)


Signing a lease
Whose name goes on the apartment lease? Well, that depends on how the lease is set up.


Some apartment communities allow two people to put their names on the lease; others require one person to step up. Having good credit and a reliable income will go a long way in ensuring you get the apartment you want.


If you’re the one who signs the lease, remember that you’ll be held responsible. It’ll be your responsibility to write the checks each month and drop them off at the office. And if any rent goes unpaid, the person on the hook for that money is you, not your roommate.


If you’re keeping your roommate when you move to a new apartment, hopefully you’ll have worked out all your money issues already, and you can keep your good system working in the new place.

What other tips would you offer to make the move with a roommate easier?
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